A lot of businessmen, as far as I'm concerned, really needs huge capitals in order to finance their businesses. Most of them seek for loans in different banks in order to maintain their businesses, more so some even seeks for financial aid from lending companies. What so similar with regards to banks and lending firms was that they only offer loans in exchange for a collateral, meaning secured loans, an example of which is a homeowner loans that is most likely used for mortgages.
In a secured loan you provide them with something that is so valuable to you (i.e. land title) in exchange for the loan you were asking. Most of the banks and lending firms differs from the percentage of interest in the loan, hence, businessmen compare loans that to them seem viable and feasible with which wouldn't cause them trouble in the end.
However, there were also what every one call unsecured loans that were available in some lending firms. Meaning, they won't take away anything from you in exchange for the loan you were asking. Most of the time these kinds of loans were given to those businessmen with established businesses (i.e. Microsoft, SM Malls etcetera etcetera). As far as I know, lending firms based their actions on handing out unsecured loans through personal credit profile. If they knew that you're a good payor, then most likely they would hand out the loan you're asking immediately, not questions asked.
If your a businessman badly in need of a capital to maintain your business, I suggest you head through your local bank and ask a representative there in what type of loan can they give you. More so, I also suggest to check this site Nations Finance, they tackle most about loan and how can a simple businessman acquire one. One caution of advice though, loans are made in order to finance something that is severely important likewise necessary (i.e. a business). Don't acquire a loan if it's not necessary, for example using the said loan not to finance a business but to buy something that is completely not necessary.